Find Your Perfect Vehicle

Direct access to bank repossessions and government surplus vehicles at up to 70% below retail

5+
Vehicles Available
+12%
70%
Below Retail
+5%
48hrs
Quick Approval
+18%
100%
Inspected
+25%
Welcome to RepoChance:

Welcome to RepoChance:

Your Path to Affordable Vehicles

Are you looking for a high-quality American car, truck, or SUV without the new car price tag? At RepoChance, we specialize in providing customers like you with a unique opportunity to purchase repossessed vehicles at significantly reduced prices. We are not just a dealer; we are your second chance at great value.
Why Our Vehicles Are So Affordable: Understanding the 'Repo' Advantage
The simple reason our prices are so competitive lies in the nature of our inventory: repossession.

Direct Acquisition: When a borrower defaults on a loan, the lending institution (bank or credit union) repossesses the vehicle. These institutions are eager to recover the principal loan amount quickly, not to maximize profit on the car sale.

No Middlemen: We work directly with major financial institutions. By cutting out the typical auction house or complex dealer chains, we acquire these assets at a lower cost.

The Quick Sale Philosophy: Unlike traditional dealers who hold inventory for months to maximize margin, our model is based on volume and quick turnover. This strategy allows us to pass those substantial savings directly to you.

The result? You get a well-maintained American vehicle for significantly less than its market value.

How Repossession Works: Our Quality Guarantee
"Repossession" might sound intimidating, but it's a straightforward legal and financial process that ensures quality:

Financial Not Mechanical: Repossessed vehicles are taken due to a default in payment, not typically due to mechanical failure or defects. Many of these cars are late models, well-maintained, and in excellent condition.

Thorough Inspection: Every single vehicle in the RepoChance inventory undergoes a comprehensive multi-point inspection and reconditioning process by our certified technicians before it ever hits our lot. We ensure all vehicles are safe, reliable, and ready to drive.

Clear Title and History: We provide a clean title and a full vehicle history report for every car, giving you complete transparency and peace of mind.

Explore Our Inventory: American Muscle Meets Everyday Value
Our inventory is carefully curated to feature the best of American automotive engineering. Whether you need a rugged workhorse or a comfortable family cruiser, you've come to the right place.

7 Days Testing Period
Free Guarantee for Your Purchase
100+ Point Inspection
Vehicle History Reports
Immediate Delivery Options
Certified Pre-Owned Vehicles

Special Offers This Week

View All Offers

Quality Assurance and Hassle

Free Guarantee for Your Purchase

6-Month Limited Warranty for all assets is also included and 14-Days return/refund policy. Our 14-Day return/reject policy begins when the customer receives the assets, regardless of the time of day. That means you can reject it at any time and for any reason. A full refund will be issued within 24 hours, no questions asked. All assets are cleaned, detailed, and sanitized before delivery. The delivery process starts the next day after the payment is confirmed and takes between 12 and 20 days – depending on the delivery location.

Certified Pre-Owned Vehicles
100+ Point Inspection
Warranty Options Available
Shipping Services
Trade-In Welcome
Expert Service Team
Our Dealership
Our Showroom

WHY CHOOSE US

We Make Things Easy & High Profitable

We are proud of our workforce and have worked hard. We want clients to feel completely confident working with us to safely. From booking to communications, to payment: RepoChance helps you transport freight faster, cheaper, safer, and easier, so you can stay focused on your business.

Professional Services
Only Inspected Gehicles
Vehicle History Reports
Guarantee
Test Drive Available
Clean Titles

How to Buy Your Next Vehicle

Browse Inventory
1

Browse Inventory

Explore our selection of repo vehicles

Check Details
2

Check Details

View inspection reports and history

Contact Us
3

Contact Us

Get in touch for purchase or questions

Drive Away
4

Drive Away

Complete purchase and save thousands

Stories from Happy Customers

Reviews
4.9
(1,749)
N

Newy Ochoa

3 days ago

Compré aquí mi carro recientemente, la verdad que la atención de vendedor fue excelente me ayudó con todo el proceso.

L

Lazaro Rodriguez

4 days ago

Me voy muy feliz con mi compra los recomiendo al 100% mi vendedor fue muy atento y profesional en todo momento.

A

Abraham

5 days ago

Wonderful and transparent experience. The staff was incredibly helpful and made the entire process smooth and easy.

T

T-loy boutique

7 days ago

The good deal Jeimmy Mota provided excellent service. Very professional and helped me find the perfect vehicle.

C

Carlos Canales

7 days ago

Buena attention muy rápido el Papeleo lo recomiendo. Great service and fast paperwork processing.

M

Maria Santos

2 weeks ago

Amazing experience! Got a great deal on my SUV. The team was professional and made everything easy.

J

John Williams

2 weeks ago

Best dealership in Miami! Saved thousands on a repo vehicle in excellent condition. Highly recommend!

A

Ana Rodriguez

3 weeks ago

Excelente servicio y atención. Me ayudaron con el financiamiento y todo el proceso fue muy rápido.